Tag Archives: uninsured motorist
What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?
Severe restrictions on travel, health fears and closed workplaces have sharply curtailed automobile traffic during the COVID-19 pandemic. Accidents have dropped so much that many auto insurance companies are providing refunds to policyholders. People who are stuck at home and facing financial distress might be tempted to cancel or suspend their coverage. However, if an […]
UM Coverage—To Stack or Not to Stack?
Although you are not required to carry UM insurance, we recommend you purchase as much as you can afford. Florida law does not require an at-fault driver to carry bodily injury liability (BIL) coverage-so without UM insurance, the coverage available to you is limited to your own PIP policy, and/or your health insurance coverage, if any. […]
What Are My Policy Limits?
After an auto accident, you may be asked, “What are your policy limits?” To answer this question—you will need to know the different types of policies, and who is covered under each policy type. First, in the State of Florida, the minimum amount of coverage a driver must have to maintain a valid Florida Driver’s […]